STRATEGIES FOR IMPROVING FINANCIAL LITERACY IN RURAL COMMUNITIES: A LITERATURE REVIEW
Keywords:
Strategy, Financial Literacy, Rural Communities.Abstract
This study aims to identify and analyze effective strategies that can be applied to improve financial literacy in rural communities. The research method used was a literature review. The results show that improving financial literacy in rural communities can be achieved through a multidimensional approach that includes developing locally appropriate educational materials, improving access to financial technology, targeted technology education, and cooperation between the government, private sector, and local communities. Key factors influencing success include adaptation of teaching methods to socio-cultural conditions, implementation of inclusive financial technologies, and trust building between financial service providers and rural communities.
References
Afidah, S., Wardhani, I., & ... (2023). Pengaruh Metode Bermain Peran Untuk Meningkatkan Literasi Finansial Pada Siswa Kelas V Sdn 1 Tawing. … : Jurnal Riset Dan …, Query date: 2024-05-10 15:55:57. https://jurnal.stkippgritrenggalek.ac.id/index.php/tanggap/article/view/593
Andreas, V., & Prabowo, B. (2023). Peningkatan Literasi Keuangan Masyarakat Kota Surabaya melalui Program Pengabdian oleh Divisi Keuangan PELNI Surabaya. Jurnal …, Query date: 2024-05-10 15:55:57. http://journal-stiayappimakassar.ac.id/index.php/jppmi/article/view/429
Anggawirya, A., & Floriani, R. (2023). Peningkatan Kompentensi Menulis Karya Sastra Cerita Bergambar Berbasis Literasi Finansial di Kabupaten Merauke. Jurnal Abdi Masyarakat Indonesia, Query date: 2024-05-10 15:55:57. http://jamsi.jurnal-id.com/index.php/jamsi/article/view/796
Anggraini, I., Widiyanti, D., Shofiatin, N., & ... (2024). PENDAMPINGAN BRANDING DAN SERTIFIKASI HALAL BAGI PELAKU UMKM MUSLIM DI DESA SUKORAHARJO KEPANJEN MALANG. Studi Kasus Inovasi …, Query date: 2024-05-10 15:58:53. https://ejournal.umm.ac.id/index.php/skie/article/view/30361
Aslan. (2019, January 17). Pergeseran Nilai Di Masyarakat Perbatasan (Studi tentang Pendidikan dan Perubahan Sosial di Desa Temajuk Kalimantan Barat) [Disertasi dipublikasikan]. Pasca Sarjana. https://idr.uin-antasari.ac.id/10997/
Bansal, N., & Choudhary, H. (2024). Fostering digital equity: Evaluating impact of digital literacy training on internet outcomes in rural marginalised communities in India. International Journal of Lifelong …, Query date: 2024-05-10 16:08:45. https://doi.org/10.1080/02601370.2024.2347327
Bongomin, G. O. C., Malinga, C. A., & ... (2024). Recalibrating the scope of financial inclusion through financial technologies in the digital age: The role of digital literacy as a moderator in rural Uganda. … Technology &People, Query date: 2024-05-10 16:08:45. https://doi.org/10.1108/ITP-09-2022-0732
Choerudin, A., Widyaswati, R., & ... (2023). Literasi Keuangan. Global Eksekutif …, Query date: 2024-05-10 15:55:57. https://www.researchgate.net/profile/Budi-Harto/publication/371724162_LITERASI_KEUANGAN/links/6491e8e5c41fb852dd1b22fc/LITERASI-KEUANGAN.pdf
Dani, A., & Mu’aimanah, U. (2024). Optimalisasi Perpustakaan Desa untuk Meningkatkan Literasi Pendidikan di Desa Kreo Kecamatan Kejajar Kabupaten Wonosobo. Jurnal Abdi Masyarakat Indonesia, Query date: 2024-05-10 15:58:53. http://jamsi.jurnal-id.com/index.php/jamsi/article/view/1070
Darmansyah, A., Susanti, A., & Rahman, A. (2023). Pengembangan Modul Ajar Berbasis Problem Based Learning untuk Meningkatkan Literasi Finansial Siswa Sekolah Dasar. Jurnal Basicedu, Query date: 2024-05-10 15:55:57. https://jbasic.org/index.php/basicedu/article/view/6349
Fitriah, N. (2023). … media pembelajaran menggunakan self-organized learning environment model berbasis gamifikasi untuk meningkatkan literasi finansial anak usia dini. mulok.lib.um.ac.id. http://mulok.lib.um.ac.id/index.php?p=show_detail&id=120533&keywords=
Gökçearslan, S., Tosun, C., & Erdemir, Z. (2024). Benefits, challenges, and methods of artificial intelligence (AI) chatbots in education: A systematic literature review. International Journal of Technology in …, Query date: 2024-05-10 07:14:07. https://eric.ed.gov/?id=EJ1415037
Hawkman, A., & Murray-Everett, N. (2024). Reality and Rationalization: Insights on Rural Teachers’ Efforts to Build Racial Literacy. Educational Studies, Query date: 2024-05-10 16:08:45. https://doi.org/10.1080/00131946.2024.2305769
Hermawati, T., Pawito, P., Utari, P., & Hastjarjo, S. (2024). How is the Health Literacy of Traditional Village Communities in Indonesia? Migration Letters, Query date: 2024-05-10 16:08:45. https://migrationletters.com/index.php/ml/article/view/7532
Indriyani, R. (2024). Pengaruh Literasi Keuangan dan Teknologi Finansial terhadap Inklusi Keuangan Masyarakat Desa di Kabupaten Cirebon. Jurnal Cahaya Mandalika ISSN 2721-4796 …, Query date: 2024-05-10 15:58:53. https://www.ojs.cahayamandalika.com/index.php/jcm/article/view/2669
Ismail, M., Sudjiman, L., & Ferinia, R. (2023). Literasi Finansial, Kesadaran Digital, Posisi Manajerial: Sebuah Bukti dari Riset Keuangan. Coopetition: Jurnal Ilmiah …, Query date: 2024-05-10 15:55:57. http://www.journal.ikopin.ac.id/index.php/coopetition/article/view/2906
Iswara, D., & Rohmaniyah, R. (2024). LITERASI INFORMASI MASYARAKAT DESA TANJUNG DAYANG UTARA, KECAMATAN INDRALAYA SELATAN, KABUPATEN OGAN ILIR MELALUI BUDAYA …. Jurnal …, Query date: 2024-05-10 15:58:53. http://azramedia-indonesia.azramediaindonesia.com/index.php/Kapalamada/article/view/993
Kadir, N. A., Azzeri, A., Jaafar, H., & ... (2024). The Impact of the Ecosystem on Health Literacy Among Rural Communities in Protected Areas: Protocol for a Mixed Methods Study. JMIR Research …, Query date: 2024-05-10 16:08:45. https://www.researchprotocols.org/2024/1/e51851
Kayalkar, V., & Dmello, M. (2024). Health literacy among rural adolescents in Amravati, Maharashtra: A Community based cross-sectional study. Clinical Epidemiology and Global Health, Query date: 2024-05-10 16:08:45. https://www.sciencedirect.com/science/article/pii/S2213398424000289
Kharima, N., Nurani, A., Mafajah, A., & ... (2024). EKSISTENSI PERPUSTAKAAN DESA DALAM MENUMBUHKAN KESADARAN LITERASI MASYARAKAT DESA RAHARJA. Jurnal Ilmu Sosial Dan …, Query date: 2024-05-10 15:58:53. https://core.ac.uk/download/pdf/599436546.pdf
Kim, K., Lee, K., & Kwon, O. (2024). A systematic literature review of the empirical studies on STEAM education in Korea: 2011–2019. Disciplinary and Interdisciplinary Education in …, Query date: 2024-05-10 07:14:07. https://doi.org/10.1007/978-3-031-52924-5_6
Lambyombar, Y., Temalagi, S., & ... (2024). Edukasi Literasi Keuangan Digital pada Masyarakat Desa Tanah Miring Kecamatan Aru Tengah. … Masyarakat, Query date: 2024-05-10 15:58:53. https://e-jurnal.lppmunsera.org/index.php/parahita/article/view/7174
Lastiati, A., & Ramayanti, R. (2023). Peningkatan literasi finansial dan bisnis untuk meningkatkan kinerja umkm desa wisata Bali. Panrita Abdi-Jurnal Pengabdian Pada …, Query date: 2024-05-10 15:55:57. http://journal.unhas.ac.id/index.php/panritaabdi/article/view/20977
Liu, S., Fan, X., Jiang, L., & Liu, T. (2024). … the moderating effect of self-efficacy on the relationship between sociodemographic variables and nutrition literacy among older adults in rural areas of North …. Frontiers in Nutrition, Query date: 2024-05-10 16:08:45. https://doi.org/10.3389/fnut.2023.1335008
Livingstone, K., Rawstorn, J., Alston, L., Partridge, S., & ... (2024). Co-design of a personalised digital intervention to improve vegetable intake in adults living in Australian rural communities. BMC Public Health, Query date: 2024-05-10 16:08:45. https://doi.org/10.1186/s12889-024-17641-8
Ma, S., Kim, N., & An, S. (2024). The importance of literacy for rural seniors in the Republic of Korea: An investigation of its effect on social inclusion and mental health. International Review of Education, Query date: 2024-05-10 16:08:45. https://doi.org/10.1007/s11159-023-10042-w
Martoyo, M., Hasanah, H., & ... (2024). Penguatan Literasi Badan Usaha Milik Desa Berbasis Syariah Di Desa Pakis Kecamatan Panti Kabupaten Jember. … Aksi Kepada Masyarakat, Query date: 2024-05-10 15:58:53. https://ejournal.stebisigm.ac.id/index.php/AKM/article/view/963
Marwal, M., Amalo, F., & ... (2023). STRATEGI PENINGKATAN LITERASI KEUANGAN UNTUK MASYARAKAT BERPENGHASILAN RENDAH. Community …, Query date: 2024-05-10 15:55:57. http://journal.universitaspahlawan.ac.id/index.php/cdj/article/view/20923
Masruroh, U., & Wiyani, N. (2023). Manajemen Literasi Finansial Bagi Anak Usia Dini Melalui Program Celengan Di Ra Diponegoro Adisara. Jurnal Riset Golden Age PAUD UHO, Query date: 2024-05-10 15:55:57. http://rgap.uho.ac.id/index.php/journal/article/view/39
Mogelea, B., Setyaningsih, D., Sucihati, M., & ... (2023). Edukasi Menabung dalam meningkatkan Literasi Finansial Anak Usia Dini di TK Tunas Muda IKKT Jati Makmur. Aksara: Jurnal Ilmu …, Query date: 2024-05-10 15:55:57. https://ejurnal.pps.ung.ac.id/index.php/Aksara/article/view/1900
Nellis, S., Thu, M., Ismail, M., Barteit, S., & ... (2024). Heat literacy and adaptation among semi-rural community in Malaysia. The Lancet Planetary …, Query date: 2024-05-10 16:08:45. https://www.thelancet.com/journals/lanplh/article/PIIS2542-5196(24)00073-1/fulltext
Nesset, V., Vanderschantz, N., & ... (2024). Advocating for a more active role for the user in LIS participatory research: A scoping literature review. Journal of …, Query date: 2024-05-10 07:14:07. https://doi.org/10.1108/JD-11-2022-0254
Nguyen, D., Boeren, E., Maitra, S., & ... (2024). A review of the empirical research literature on PLCs for teachers in the Global South: Evidence, implications, and directions. … Development in Education, Query date: 2024-05-10 07:14:07. https://doi.org/10.1080/19415257.2023.2238728
Nichols, A. (2024). Rural Literacy Sponsorship Networks: Piloting Mixed-Methods Mapping for Small Communities. books.google.com. https://books.google.com/books?hl=en&lr=&id=M2fwEAAAQBAJ&oi=fnd&pg=PA1973&dq=literacy+of+rural+communities&ots=FAsHe3MHSV&sig=epd0DcUeE0vnday9oyvDHS-OgU4
Nugroho, R., Prakoso, S., Astuti, T., & ... (2024). Digital health literacy about stunting in Sepat Village Sragen Regency. AIP Conference …, Query date: 2024-05-10 16:08:45. https://pubs.aip.org/aip/acp/article/3047/1/040002/3179815
Nurfatmawati, L., Sukirno, S., Nurrahman, A., & ... (2023). Implementasi Pendidikan Literasi Finansial Anak Usia Dini: Studi Kasus di Lembaga TK Kota Yogyakarta. Jurnal Obsesi: Jurnal …, Query date: 2024-05-10 15:55:57. https://www.academia.edu/download/108543960/pdf.pdf
Pongtambing, Y., Sampetoding, E., & ... (2024). Digitalisasi Dan Literasi Kesehatan Pada Smart Village. Compromise …, Query date: 2024-05-10 15:58:53. https://jurnal.stikeskesosi.ac.id/index.php/CompromiseJournal/article/view/157
Ramadanti, N., Islami, M., & ... (2024). PELATIHAN DAN PENINGKATAN LITERASI FINANSIAL BAGI SISWA SD NEGERI SERDANG WETAN KECAMATAN LEGOK KABUPATEN TANGERANG. Jurnal Akselerasi …, Query date: 2024-05-10 15:55:57. http://jurnal.serambimekkah.ac.id/index.php/ampoen/article/view/1175
Rintalla, M., & Ridho, W. (2023). Strategi dan Implementasi Kampanye ABWA 3.0: Meningkatkan Literasi Finansial Remaja melalui Aplikasi Campaign# ForChange di PT Uni Tokopo Teknologi. Eksekusi: Jurnal Ilmu …, Query date: 2024-05-10 15:55:57. http://journal-stiayappimakassar.ac.id/index.php/Eksekusi/article/view/411
Rohman, F., Farida, Y., Muslih, M., & ... (2024). PENDIRIAN PERPUSTAKAAN DESA UNTUK PENINGKATAN LITERASI MASYARAKAT DESA BAWU BATEALIT JEPARA. … Kepada Masyarakat, Query date: 2024-05-10 15:58:53. https://ejournal.iaiibrahimy.ac.id/index.php/Abdi_Kami/article/view/2152
RoziqiFath, Z. (2023). Kemampuan Literasi Finansial antara Keterkaitan Impulsive Buying terhadap Kecendrungan untuk Melakukan Pinjaman Online. AL-MIKRAJ Jurnal Studi Islam Dan …, Query date: 2024-05-10 15:55:57. https://ejournal.insuriponorogo.ac.id/index.php/almikraj/article/view/4242
Sidiq, M., Nurmeta, I., & Maula, L. (2023). Model Experiental Learning Dalam Meningkatkan Pemahaman Literasi Finansial Siswa Sekolah Dasar. Jurnal Educatio FKIP UNMA, Query date: 2024-05-10 15:55:57. https://ejournal.unma.ac.id/index.php/educatio/article/view/5482
Singh, K., & Misra, M. (2024). Linking harmonious CSR and financial inclusion: The moderating effects of financial literacy and income. The Singapore Economic Review, Query date: 2024-05-10 16:08:45. https://doi.org/10.1142/S0217590820500629
Sio, K., Fraser, B., & Fredline, L. (2024). A contemporary systematic literature review of gastronomy tourism and destination image. Tourism Recreation Research, Query date: 2024-05-10 07:14:07. https://doi.org/10.1080/02508281.2021.1997491
Suprananto, S., & Hikamudin, E. (2023). Pengembangan Bahan Ajar Literasi Finansial untuk Siswa Sekolah Dasar. … , Sosial, Dan Budaya, Query date: 2024-05-10 15:55:57. https://jurnal.ideaspublishing.co.id/index.php/ideas/article/view/1369
Syahrani, R., & Kriswibowo, A. (2024). Pemberdayaan Masyarakat dalam Usaha Penguatan Literasi dan Numerasi: Studi di Desa Putat Kidul Kecamatan Gondanglegi Kabupaten Malang. VISA: Journal of Vision and …, Query date: 2024-05-10 15:58:53. https://journal-laaroiba.com/ojs/index.php/visa/article/view/1670
Tayo, Y., & Nursanti, S. (2024). SOCIAL MEDIA LITERACY FOR RURAL POPULATIONS AS AN INFORMATION SOURCE. Abdi Dosen: Jurnal Pengabdian Pada …, Query date: 2024-05-10 16:08:45. https://pkm.uika-bogor.ac.id/index.php/ABDIDOS/article/view/2285
Teixeira, J., & Carvalho, A. (2024). Corporate governance in SMEs: A systematic literature review and future research. … : The International Journal of Business in …, Query date: 2024-05-10 07:14:07. https://doi.org/10.1108/CG-04-2023-0135
VanDyne, H. (2024). Information Literacy Instruction Services at Rural Community Colleges, Fall 2019 Through AY 2021/22. Internet Reference Services Quarterly, Query date: 2024-05-10 16:08:45. https://doi.org/10.1080/10875301.2024.2347929
Weissman, R., Scott, B., Edwards, K., Rose, J., & ... (2024). Adapting a youth suicide prevention program for rural communities in the United States: A feasibility study. Discover …, Query date: 2024-05-10 16:08:45. https://doi.org/10.1007/s44202-024-00140-7
Wu, G., & Peng, Q. (2024). Bridging the digital divide: Unraveling the determinants of fintech adoption in rural communities. SAGE Open, Query date: 2024-05-10 16:08:45. https://doi.org/10.1177/21582440241227770
Yanuarsari, R., & Latifah, E. (2023). Manajemen Pendidikan Literasi Finansial Anak Usia Dini. Jurnal Pendidikan Dan …, Query date: 2024-05-10 15:55:57. https://journal.amikveteran.ac.id/index.php/jurdikbud/article/view/2359
Yusuf, M., Miftahuddin, A., Arofik, S., & ... (2024). Pendampingan Menulis Buku Antologi untuk Meningkatkan Literasi Siswa. … Kepada Masyarakat …, Query date: 2024-05-10 15:58:53. https://www.ejournal.iaifa.ac.id/index.php/JPMD/article/view/1086
